Own credit and pricing strategy for Affirm's BNPL portfolio across merchants and channels

Affirm's Credit & Pricing Product team owns consumer credit, underwriting, merchant pricing, and loan economics across its entire merchant and channel-partner portfolio. This interview probes whether you can define new financing products and pricing mechanics, work fluently with credit/underwriting and ML-driven risk models, and partner across engineering, analytics, legal, capital, and commercial teams to launch and scale. Strong candidates bring a data-driven, test-and-learn style and concrete consumer-finance or payments product experience.

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Credit, underwriting, and merchant pricing product strategy
Defining specs/prototypes for new financing terms
Data-driven measurement of product impact
Cross-functional partnership (engineering, analytics, legal, capital, commercial)
International expansion and large merchant integration tradeoffs