Affirm
Senior
Analytics Lead, Full Stack (Credit Analytics) — Affirm
Affirm's Credit team is hiring an Analytics Lead to own credit strategy end-to-end for new lending products, especially high-line unsecured lending in the home improvement vertical. The role blends hands-on SQL/Python analytics with cross-functional leadership across Engineering, Legal, Compliance, and external merchants/regulators. Expect scrutiny on credit risk modeling judgment, regulatory fluency, and stakeholder influence at a senior level despite the deceptively junior-sounding title.
走进这场面试
免费 · 一场按这个岗位校准的真语音模拟
这场面试考什么
- Credit strategy for new (de novo) products
- High-line unsecured lending / vertical-specific risk
- ML applied to credit risk management
- Regulatory/fair-lending fluency
- Cross-functional influence (Legal, Compliance, Engineering)
- Portfolio monitoring and macro risk response
常见提问方向
How would you set initial credit policy for a brand-new lending product with no historical portfolio data
Walk through a time you used sandbox or retrospective/archival data to simulate credit performance
Explain a fair lending or regulatory constraint that shaped an underwriting decision you made
How do you monitor a live portfolio for macroeconomic drift and decide when to tighten underwriting
Describe influencing a non-technical stakeholder (Legal/regulator/merchant) to change a credit policy
Mentoring an analyst on translating a business question into a testable credit hypothesis
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