
Ramp
Mid
Build the backend systems behind Ramp's underwriting, credit limits, and risk decisioning
Ramp is hiring a backend engineer for its Credit Engineering team, which owns systems influencing $100+ billion in annual payment volume through underwriting, automated limit management, and portfolio risk decisioning. The role requires 2+ years of backend engineering experience, Python proficiency, and experience with distributed/async systems that demand strict auditability and correctness. Based in New York, NY (hybrid).
走进这场面试
免费 · 一场按这个岗位校准的真语音模拟
这场面试考什么
- Real-time credit/risk decisioning systems
- Automated limit management (stateful, scalable systems)
- Auditability, observability, and correctness guarantees
- Converting ambiguous business/risk problems into technical specs
- Python backend engineering, distributed & async systems
- Agentic workflows for automating credit decisions
常见提问方向
Design a real-time system for automated credit limit adjustments
How do you guarantee auditability and correctness in a financial decisioning system
Convert an ambiguous risk-strategy problem into a concrete data model/spec
Tell me about a subtle correctness bug you caught in a high-stakes system
How would you design guardrails for an AI agent automating credit decisions
Describe your experience with distributed systems and async frameworks in production
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